Australian Property

Research by Super Consumers Australia has found that the typical single retiree paying rent needs $659,000 in superannuation to enjoy a financially secure future, more than twice the $322,000 required by a homeowner.

Australia’s Treasurer of propaganda was back at it again, boasting on Twitter (X) that Labor has delivered a big rise in housing supply since being elected in mid-2022: The actual data on net dwelling additions (i.e., dwelling completions minus demolitions) from the Australian Bureau of Statistics (ABS) paints a far less rosy picture.

The nation’s auction market is ending 2025 with a whimper.

Former Treasurer Peter Costello has told an e61 Institute event in Sydney that the federal government should consider reintroducing the baby bonus.

Cotality’s September housing affordability report showed that Sydney’s housing market was easily the most expensive in the nation, with a dwelling price-to-income ratio of 10.0.

According to Cotality’s Pain & Gain Report for the September quarter, 94.8% of sellers across Australia achieved a record-high median profit of $315,000, up from $305,000 in the previous quarter.

In October, the nation’s housing market saw the strongest growth since June 2023.

The past five years have witnessed arguably the worst rental crisis in modern Australian history.

As late as the final months of October, the Sydney auction market was still riding high, with its 4-week moving average clearance rate still sitting significantly higher than the same time last year.

Ballooning state debt, soaring taxes, a stagnating economy, and rising crime have made me highly critical of the Victorian economy.

Australian dwelling values marched higher in October, hitting a record high $979,000 median value across the combined capital cities, according to PropTrack.

Last week, AMP chief economist Shane Oliver estimated that Australia had a cumulative shortage of at least 220,000 homes and possibly up to 300,000.

The Albanese government has already ignited the housing market with its 5% deposit scheme for first home buyers.

It was MB that led APRA to adopt macroprudential tools designed to lean against the cycle and aid monetary policy.

Last week, the Australian Prudential Regulatory Authority (APRA) released its new prudential standard, effective February 2026, which caps high-risk mortgages (debt-to-income ratio over 6x) at 20% of new lending.

Last week, Cotality released its housing affordability report for the September quarter of 2025, which revealed that rental affordability has hit its lowest level on record.

Labor’s First Home Guarantee scheme, which commenced at the beginning of October, enables first home buyers to purchase a home with only a 5% deposit without requiring lenders’ mortgage insurance, with the government guaranteeing 15% of the mortgage.

In 2024, the NSW Productivity Commission warned that excessive housing costs were driving younger residents out of Sydney, resulting in a “brain drain” of 30- to 40 year olds.

This week saw the release of two important housing affordability reports from Cotality and Proptrack.

TechnologyOne boss Ed Chung has rejected claims that restrictive council planning red tape is the source of Australia’s structural housing shortage and crisis.

Roy Morgan reported that mortgage stress hit its lowest level since February 2023, following the three 0.25% rate cuts from the Reserve Bank of Australia (RBA).