With the release of the latest Commonwealth Bank Household Spending data, it was revealed that for yet another year most households saw their spending go backwards once adjusted for inflation.
In headline terms, the result was relatively robust at first glance: growth of 0.7% for the month of December and 6.3% for the 2025 calendar year.

But once you start to add in the impact of population growth and inflation, a significantly different picture begins to take shape.
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